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Representative Example for Personal Contract Purchase (PCP): Payable by 48 payments of £315.33, with an optional final payment of £10,924.29 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 48 months, a Cash Price of £20,999.00, with a deposit of £2,099.90 leaving an amount of credit of £18,899.10. The agreement is calculated using a fixed rate of interest of 11.90% per year resulting in Representative 11.90% APR and a total amount payable of £27,844.70 . An excess mileage rate of 5.56 pence per mile applies. We act as a credit broker, not a lender.