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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £340.13, with an optional final payment of £6,587.76 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 60 months, a Cash Price of £20,199.00, with a deposit of £2,019.90 leaving an amount of credit of £18,179.10. The agreement is calculated using a fixed rate of interest of 13.90% per year resulting in Representative 13.90% APR and a total amount payable of £28,675.33 . An excess mileage rate of 4.25 pence per mile applies. We act as a credit broker, not a lender.