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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £420.87, with an optional final payment of £10,440.14. Payments are based on a duration of agreement of 60 months, a Cash Price of £26,999.00, with a deposit of £2,699.90 leaving an amount of credit of £24,299.10. The agreement is calculated using a fixed rate of interest of 12.90% per year resulting in Representative 12.90% APR and a total amount payable of £37,971.37 . An excess mileage rate of 8.27 pence per mile applies. We act as a credit broker, not a lender.