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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £451.31, with an optional final payment of £11,142.85. Payments are based on a duration of agreement of 60 months, a Cash Price of £28,920.00, with a deposit of £2,892.00 leaving an amount of credit of £26,028.00. The agreement is calculated using a fixed rate of interest of 12.90% per year resulting in Representative 12.90% APR and a total amount payable of £40,662.14 . An excess mileage rate of 7.94 pence per mile applies. We act as a credit broker, not a lender.