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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £448.51, with an optional final payment of £10,640.54 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 60 months, a Cash Price of £29,995.00, with a deposit of £2,999.50 leaving an amount of credit of £26,995.50. The agreement is calculated using a fixed rate of interest of 10.90% per year resulting in Representative 10.90% APR and a total amount payable of £40,102.13 . An excess mileage rate of 8.66 pence per mile applies. We act as a credit broker, not a lender.