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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £574.41, with an optional final payment of £15,209.23 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 60 months, a Cash Price of £39,999.00, with a deposit of £3,999.90 leaving an amount of credit of £35,999.10. The agreement is calculated using a fixed rate of interest of 10.40% per year resulting in Representative 10.40% APR and a total amount payable of £53,099.32 . An excess mileage rate of 10.14 pence per mile applies. We act as a credit broker, not a lender.