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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £512.57, with an optional final payment of £13,248.91. Payments are based on a duration of agreement of 60 months, a Cash Price of £35,000.00, with a deposit of £3,500.00 leaving an amount of credit of £31,500.00. The agreement is calculated using a fixed rate of interest of 10.90% per year resulting in Representative 10.90% APR and a total amount payable of £46,990.54 . An excess mileage rate of 9.70 pence per mile applies. We act as a credit broker, not a lender.