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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £521.13, with an optional final payment of £9,738.66. Payments are based on a duration of agreement of 60 months, a Cash Price of £31,499.00, with a deposit of £3,149.90 leaving an amount of credit of £28,349.10. The agreement is calculated using a fixed rate of interest of 12.90% per year resulting in Representative 12.90% APR and a total amount payable of £43,635.23 . An excess mileage rate of 7.89 pence per mile applies. We act as a credit broker, not a lender.